Finance:

Toyota financing can help you purchase the car of your dreams. Whether it’s retail financing or leasing you’re interested in, the Toyota Motor Credit Corporation (TMCC) has a variety of reasonable payment options designed to meet your budget. Repeat TMCC customers who qualify are rewarded with even more favorable terms.

Retail Financing:

Our Retail Finance Plan offers competitive rates and terms tailored to your specific needs. Applying for financing can be handled quickly and conveniently at your Toyota dealership.

Retail Plan Features/Retail Programs/Preferred Option Finance Plan:

Our flexible programs allow you to finance new vehicles, demonstrator, or vehicles that were previously owned.

AutoCheque:

This automatic electronic monthly debit program automatically makes your monthly payment. With AutoCheque, there's no need to write out checks or worry about making payments by mail.

The College Graduate Finance Program:

As a recent graduate you are faced with many tough decisions. Our College Graduate Finance Program can help make it easier for you. Choosing Toyota’s TMCC College Graduate Finance Program helps you start your career on the right foot. There’s no down payment for you to worry about, and, if necessary, you can even defer your first payment for up to 90 days. As an added benefit you’ll also receive one year of free 24-hour Roadside Assistance.

The Toyota Certified Used Vehicle Finance Program:

Toyota’s tradition of quality, reliability and value continues with the Toyota Certified Used Vehicle Program. We know that the best new vehicles make the best used vehicles, that’s why we offer you the best possible financing on Toyota Certified Used Vehicles—we’re that confident about their reliability and quality. That means new vehicle rates and terms from 24 to 60 months, depending upon the vehicle’s age.

Toyota Touch Preferred Option Finance Plan™ *

The Toyota Touch Preferred Option Finance Plan combines the lower monthly payments of leasing with the benefits of ownership. And that adds up to more vehicle for your money. Because they’re only paying for a portion of the vehicle's value within the initial contract term, customers who choose the Preferred Option Finance plan have monthly payments that are generally lower than conventional financing. The Plan then provides for an estimated final payment (balloon payment) which covers the remaining expected value of the vehicle. At the end of the initial term, you have the flexibility to satisfy your final payment in one of three ways:

1. You can make the final balloon payment according to the terms of your contract.
2. You can, upon approval, refinance your final payment through TMCC. 
3. Or you can simply pay your final disposition fee of $275 and turn in your vehicle to your Toyota dealer according to the terms of your contract. (assuming there has been no excess mileage, wear and use).

Still wondering if Preferred Option Financing is right for you? Compare the benefits with those of traditional retail financing and see for yourself where the advantages lie.

Toyota Touch Preferred Option Financing offers you:

• Lower regular monthly payments
• Vehicle ownership
• The opportunity to drive a new vehicle more frequently

The Toyota Touch Preferred Option Financing also gives you the ability to pay for only a portion of the vehicle's value during the initial contract term, rather than the entire value; the opportunity to purchase a higher priced or better equipped vehicle for the same monthly payment; a choice of contract options at the end of the term, including easy vehicle disposition.

Traditional Retail Financing gives you:

Flexible contract terms up to 60 months. Vehicle ownership. The requirement of paying for the entire vehicle during the contract term.

The Toyota Touch Preferred Option Finance Plan is not available in all states. See your Toyota dealer for state eligibility. Contact Toyota Motor Credit Corporation at 1-800-392-2968 for general information.

* Toyota Touch Preferred Option Finance Plan is a registered Trademark of Toyota